Thank you for considering iFinancial Group for your equipment financing needs. After reviewing your application, it looks like we’re unable to proceed with financing at this time due to one or more of the following reasons:

  • Not enough time in business (minimum 2 years required)

  • Credit score below our minimum threshold (675+)

  • Requested financing amount below our minimum ($20K)

  • An industry that we do not provide financing for

We understand that every business is unique, and while we can’t move forward right now, we encourage you to reapply in the future as your business grows. If you’d like, we’re happy to provide guidance on steps you can take to improve your eligibility for financing.

We appreciate the opportunity to work with you and hope to support your business in the future.

- The iFinancial Group Team

Outstanding Customer Service

Helping businesses thrive since 1997!

“iFinancial Group was great to work with for our equipment financing needs. There weren’t any surprises and the whole process was seamless. We will definitely be contacting iFinancial Group again."

Ryan Winter

Drift Distillery

"Fifteen years ago, we used iFinancial Group and haven’t changed our course since. Every time we have an opportunity to acquire equipment, we call iFinancial. They are very fast in getting approvals which makes the process better for us and our supplier."

Chuck Benson

South Coast Circuits

"I have worked with iFinancial Group on several projects over the past ten years. They have always handled my account with a highly proficient and positive approach to my financial needs."

Steve E. Castillo

MPC Design Technologies, Inc.

iFinancial Group is a financial services provider offering equipment financing and business funding solutions. All financing is subject to credit approval and underwriting standards. Terms, conditions, and rates may vary based on applicant creditworthiness, business financials, equipment type, and other underwriting factors.Rates as low as 6.99% are based on qualified applicants and may not be available for all borrowers. Financing is available for businesses with at least two (2) years in operation and a minimum credit score of 675. Application-only approvals are available up to $500,000; amounts above this threshold may require additional documentation.iFinancial Group is not a direct lender but facilitates financing through a network of trusted lending partners. Loan funding times are estimates and are not guaranteed. Same-day funding is available for qualified applicants who submit all required documentation in a timely manner.Soft credit pulls are used for initial pre-qualification and will not impact credit scores. Hard credit inquiries may be required for final approval and funding. Equipment financing transactions may be subject to lender fees, documentation fees, and other applicable costs. Please review all terms and conditions before finalizing any financing agreement.Private party transactions, used equipment financing, and working capital loans are subject to additional requirements. Not all applicants will qualify. iFinancial Group reserves the right to modify, suspend, or discontinue any financing program at its sole discretion.For questions regarding financing terms, eligibility, or documentation requirements, please contact iFinancial Group at [email protected]